For Parents

Ultimate Kids’ Money Book Library for Parents

Here are all of our favorite reads for you and your kids to build smart money habits at a young age.


We get it. Teaching your kids about money is intimidating. No matter how many zeros you have in your bank account, most parents aren’t sure how to bring up the topic without putting their kids to sleep.

But teaching kids about money is important. And making it engaging for them is essential. With the right books in your home library, it’s fun and easy to teach your kids the money lessons that they won’t learn at school.

Our list of the best money books for parents includes a selection for you and a collection of books for your child to enjoy. Take a look at these resources and get ready to offer your child the financial literacy you wish you’d had as a kid!

Best Money Books for Parents

If you want to introduce your child to money and provide them with the building blocks of financial education, check out Smart Money Smart Kids. Written by Dave Ramsey and Rachel Cruze, it offers first-hand insight into how financial experts get their kids started on the subject of money.

You might not be a money whiz, but you don’t need to be one to Make Your Kid a Money Genius. This book offers the background and confidence you need as a parent to learn about finance alongside your child.

If you prefer audiobooks, listen to Dollars and Sense during your commute to work. It’s a funny and insightful book that’ll help you feel more confident about finance, so you can then share your knowledge with your children and help them develop a healthy relationship with money.

Best Books About Allowances

Giving your kids an allowance is a big step. Allowance Magic is the practical guide that helps you set up a plan that’ll work for you and your family. It’s a step-by-step program to help you turn your child’s allowance into an opportunity for them to start their financial journey the right way.

With insight into different careers and valuable lessons on what it takes to make money, Earn It, Learn It is the allowance program for modern parents. It features self-guided lessons to encourage independence in your child while helping them learn in a meaningful way.

Want to make sure your child’s allowance program works, but don’t have much time to learn all about the subject? The Art of Allowance is the quick read for today’s busy parents. It’s packed with practical advice so you can create an efficient allowance program that benefits your child and their financial future.

If a proven system is what you search for, check out Allowances, Dollars and Sense. This effective method also answers parents’ most common questions, so you can set up an allowance with confidence and help your child learn money management skills.

Allowances with values are what The Opposite of Spoiled is all about. It’s the forward-thinking book parents reach for when they want to raise conscious children who don’t take their blessings for granted.

Making Allowances is the system that teaches your kids how to handle their money for life. Whether it’s their allowance today or their salary in the future, your child will set the foundation for their financial future with this method.

Kids’ Allowances often come with three questions: How much to give, how often to give, and why? This book answers those questions for parents and their children with a practical and convenient approach to money matters.

Best Books About Money Management

Once you have an allowance program in place, it’s time to help your child learn how to manage their money with Raising Your Money-Savvy Family For Next Generation Financial Independence. It’s a handy tool that helps you empower yourself as a parent and your children!

As a new parent, you may have a lot of questions. From the time your baby arrives to giving them their first allowance and then preparing them for the future, The Wall Street Journal. Financial Guidebook for New Parents guides you every step of the way.

Best Books About Spending

Many parents have lots of questions about finance. Kids do, too. If you want to answer these questions with confidence and help your child learn how to spend their money the smart way, The Financially Intelligent Parent addresses these issues and more.

With so much access to credit and the pressure to consume, parents rely on Raising Financially Confident Kids to provide their children guidance on spending responsibly. It’s the modern approach that helps you handle today’s financial challenges.

You won’t always be there to guide your child on how to spend their money. The Self-Driven Child gives parents the confidence to give their kids a future-proof financial education to help them into adulthood.

Best Books About Investing

If your child’s curious about the stock market, but you don’t have much experience in the subject, get your hands on Investing in Stocks for Beginners. It’ll guide both you and your child on your journey into the world of investments.

Teaching Kids to Buy Stocks is the first step toward financial independence. It offers valuable education for your kids and generations to come, with a simple approach to the stock market that families find relatable and easy to understand.

Investing doesn’t have to be complicated. Rich Kids Made Simple demystifies investments so that you can guide your kids toward financial freedom from an early age. 

Best Books About Sharing

Giving is an important part of your child’s financial education. With UnSelfie: Why Empathetic Kids Succeed In Our All-About-Me-World, you can gain the tools to educate your kids in today’s society. 

If women’s causes are important to you and your family, 100 Under $100: One Hundred Tools for Empowering Global Women can help you identify ways to help. You don’t need much money to make a significant difference in the lives of women around the world.

Best Money Books to Read With Your Kids

Our selection of finance books that you can share with your kids is pretty robust! We believe in keeping the money conversation open and learning together. Here are our favorites for kids of different ages to enjoy.

For Kids Ages 6-8

When bedtime rolls around, your children love to snuggle in bed with you and a good book. It’s the perfect opportunity for you to share these kid-friendly money stories that’ll introduce the subject and spark interesting conversations:

If your child is looking for business ideas or inspiration to start their own venture, these books are sure to get their imagination running:

For little ones who want to know more about how money works, our top picks offer a great place to start their financial literacy journey:

If practical advice is what your child seeks, these are some great books to introduce them to finance and business concepts that will come in handy:

For those who lean toward social entrepreneurship or humane causes, we suggest these great books that’ll inspire them to create change in the world:

For Kids Ages 9-12

Your middle schooler may think they’re too cool for bedtime stories, but they still love to read stories and want to learn more about money. That’s why we selected these page-turners, especially for our discerning tween audience:

If money in the bank is what motivates your kids, more power to them! We love to help young entrepreneurs turn their ideas into reality, and these are some great books to support their business ambitions:

Money management is the foundation of financial literacy. These books are great resources for kids to learn all about money and how it works:

If you’ve got the next Warren Buffet at home, these books on the subject of investing are sure to thrill them:

Is your pre-teen a social justice warrior in the making? With these books, you’ll inspire them to use their money to do good:

There are many different ways for you to teach your children about money. The books on this list are wonderful tools to help you in your job as a parent. With some of the best methods on your bookshelf, you can feel empowered to enrich your family conversations and guide your child’s financial education.

Related Reading For Your Kids

About the Author

Lucia Caldera

Lucia Caldera is a writer who specializes in personal finance. Her goal is to create approachable content that sparks financial wellness and unlocks personal growth. Lucia's work reflects her passion for financial education as the key to reducing the wealth gap for future generations.

Last updated on: September 23, 2022