Budgeting is a critical skill in personal finance, and the more practice your students get in making a budget, the better. Teachers and homeschoolers will encounter a variety of resources to teach this concept, but worksheets are a proven way to give your kids hands-on, practical experience. Here are the best budgeting worksheets for students.
K-5 Budgeting Worksheets
Your younger students can understand how budgets work and apply that knowledge with these worksheets.
- Build Your Own Budget: This worksheet breaks down costs into wants and needs and includes a section on long-term goals. (2nd – 8th Grade)
- Monthly Budget Worksheet For Kids: This worksheet is excellent for young students to give them a basic idea of how a budget works, with only a few rows to fill out. (K – 5th Grade)
- Save, Spend, Share Worksheet: This budgeting worksheet for kids tracks the amounts they put into their Save, Spend, and Share jars, showing them a direct connection between money and budgets. (K – 5th Grade)
- Financial Logs For Kids: This worksheet pack gives kids three ways to track their budgets and shows them the different components involved in planning monthly. (K – 5th Grade)
- Christmas Budget: This worksheet shows students a specific way to budget and track costs, using holiday gifts as an example. (K – 5th Grade)
6th – 8th Grade Budgeting Worksheets
Middle school children can learn money-saving strategies to keep sample budgets in line.
- Kid’s Money Budget Worksheet: This worksheet provides students with an intuitive and user-friendly interface, helping them become expert budgeters. (5th – 12th Grade)
- Budget Basics: This worksheet includes a scenario that shows students how to budget for a specific purchase (a car) and how to break savings down monthly. (6th – 8th Grade)
- The Art of Budgeting: In this extensive worksheet, students need to list various goals, understand how a hypothetical spender budgets, and create their own budgets. (7th – 8th Grade)
- Monthly Budget Worksheet: This worksheet lets students plan their budgets or plug in numbers to a sample budget to see how the process works (scroll to the bottom for the worksheet). (6th – 8th Grade)
- Budgeting For A Fun Day With A Friend: This worksheet breaks down a single day’s budget, showing students that they can adjust their plans and create budgets for various time periods. (6th-8thGrade)
9th – 12th Grade Budgeting Worksheets
High schoolers may already have an income or know the potential numbers they can plug in for future careers. They can use this data to form their budgets and see how careful planning is essential.
- Budgeting Your Money: This worksheet is part of a broader lesson and has students track their income and expenses over a month to see how they spend. (9th – 12th Grade)
- My Own Budget: Students develop their unique budgets in this worksheet, representing their expenses and income as percentages in pie charts and lists. (10th – 12th Grade)
- Budget Busters: Students analyze a case study in this worksheet to see how the sample budget could be fixed and then use percentages to calculate their budgets. (9th-12th Grade)
- Teen Budget Worksheet: This worksheet shows kids how to input income and expenses and automatically performs the calculations for them. (9th-12th Grade)
- Monthly Budget: This worksheet splits expenses into categories so that students understand the main spending areas and how to budget for them. (9th-12th Grade)
- Making A Budget: This worksheet lets students pick a “roommate” to keep costs down, enter entry-level job numbers, and develop a plan for the future. (9th-12th Grade)
- Budgeting Activity: This worksheet requires students to determine the expenses of living independently, seeing how much it may cost to have their own place and transportation. (11th-12thGrade)
- Monthly Budget Worksheet: This worksheet comes in PDF or Excel, letting students fill in budget items and determine if they can stay within their budgets. (8th-12th Grade)
- Can You Afford It? This worksheet has students weigh income and expenses, showing them how to calculate costs and stay within their means. (6th-12th Grade)
- Dinner Preparation On A Budget: This worksheet lets students budget for a dinner party, showing them how to balance expenses and learn about opportunity costs. (8th-12th Grade)
Visit our teaching budgeting center for more lesson plans and other resources to help teach your students about this wonderful life skill!