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Credit Card Projects

Here are some fun credit card projects to get your students learning about how to use them responsibly!


Credit cards will be a significant part of your students’ financial futures, and learning how to use them responsibly can be invaluable. As a teacher or homeschooler, you are in a great position to show how students can manage their credit card usage effectively. As with many other topics, projects are some of the best ways to teach the concept of credit cards. Read on to discover the best credit card projects for your students!

Elementary and Middle School Credit Card Projects

These projects will prepare your kids for more challenging tasks and activities in high school and beyond.

  • Design Your Own Credit Card: Your young students will enjoy decorating and making their own credit cards in this project. After coloring and creating, they can use their cards in the classroom store and learn how cards work. (PreK-1st grade)
  • Economics – Credit Cards: This encompassing project includes several resources, including worksheets, a PowerPoint, and reading passages to teach your students about credit cards. It culminates with a project page where kids can choose a specific one to complete. (5th-10th grade)
  • Credit Card Comparison Project: This project has students research different credit cards and complete detailed charts. By the end, they will have a winning credit card that matches their needs and preferences. (7th-12th grade)
  • Consumer Math and Financial Literacy – Credit Card Project: This project includes multiple informative pages, worksheets, and an Easel activity to gauge student understanding of credit cards. There are also sample credit card statements and video links for more information. ***Note: this project is not free. (7th-12th grade)
  • Analyzing Credit Card Statements: This project shows students the ins and outs of credit card statements. They then read online resources, complete worksheets and charts, and answer questions about credit card statements. (6th-8th grade)
  • The A to Z of Credit Cards: This project takes an online approach, requiring students to research information about credit cards on various websites. The guiding questions begin with letters A-Z, focusing kids on the specific information they can learn about responsible credit card management. (8th-12th grade)
  • Credit Card Advertisement Project: Students create brochures, posters, or graphics, to show their knowledge of credit card terminology in this project. They need to research credit cards to see the interest rates, sales techniques, fees, and more as they dive into research and making their products. ***Note: this project is not free. (6th-12th grade)
  • Personalize a Credit Card: This project is fun and engaging for your kids, letting them design a poster board with terms of their preference. They present their posters to the class when finished, combining public speaking, research, and creativity. (7th-12th grade)

High School Credit Card Projects

Your high schoolers may already have a credit card or will soon have them in their wallets. These projects will solidify their understanding of how they work so they can manage them well. 

  • Credit Card Scam Project: This project takes a “flipped classroom” approach, meaning students research at home and develop their projects in class. It involves kids analyzing various websites and creating a PSA to show how credit card scams work, giving them an in-depth and practical lesson. (9th-12th grade)
  • Webquest: Credit and Credit Cards: As students dive into various websites, they learn how credit and credit cards work in this project. They see the pros and cons, how interest works, and understand the different types of cards available. (9th-12th grade)
  • Create Your Own Credit Card: In this fun project, kids design a unique credit card. They must also identify credit card statement terms and features and include them in their end product. (10th-12thgrade)
  • Create a PSA About Credit Cards: This project involves student research and generating questions. They storyboard a PSA and then present it to the class as the culminating component of the project. (9th-12th grade)
  • Protecting Your Money Campaign: Part of learning about credit cards is protecting yourself in case something bad happens. This project results in students learning about steps to take if they lose their credit card, giving them practical information for their futures. (9th-12th grade)
  • Handling a Lost or Stolen Card: This project has students research how to protect their credit cards and what to do if they are lost or stolen. They review government web pages for reliable information and present their findings in a class discussion. (9th-12th grade)
  • Evaluating Credit Card Offers Project: In this project, students access a website to compare terms and find cards that fit their needs. They create a budget, run simulations, and more as they discover the differences between credit cards and offers. (9th-12th grade)
  • Credit Report Project: For this project, students print out their free credit report or follow the sample credit report to analyze their credit. Their use of credit cards impacts their reports, and they evaluate the components to see how various factors come into play.  (9th-12th grade)
  • A Tale of Two Credit Scores: This project gets into the nitty-gritty of credit cards, showing real-life examples of the dangers of debt and credit cards’ impact on scores. Students analyze credit profiles, develop strategies to improve credit scores, and learn how to manage card usage. (9th-12 grade)
  • No Money Mo’ Problems Credit Card Project: This project requires students to show proficiency in Excel and break down their knowledge of credit cards. They produce Google Forms, graphs, and spreadsheets to complete their tasks. (9th-12th grade)
  • Credit & Credit Card Choice Board Project: In this project, students are given six choices for their summative activities. They can create a radio talk show, slideshow, skit, or mural to demonstrate their understanding of credit cards. (9th-12th grade)

Head to our main center for teaching students about credit cards for more curriculum resources!

About the Author

Peter Brown

Peter Brown is a National Board Certified teacher with over two decades of experience in the classroom. He loves working with students of all ages in many subjects, but particularly in practical areas like money education, to help kids achieve their goals. When he is not teaching or writing about financial literacy, you can find him surfing, hiking, skiing, or traveling to new places.

Last updated on: November 11, 2022