For Teachers

Credit and Credit Card Comparison Worksheets

Check out these fun worksheets to help you teach your students about credit and how to compare credit cards.


A good understanding of credit – particularly credit cards – will carry your students far. Knowing how to compare credit cards is essential to a safe and productive financial future, and finding the right resources can be the difference. Check out these worksheets teachers and homeschoolers can use for students of all ages.

Understanding Credit Worksheets

Before jumping into credit card comparisons, students need a solid comprehension of what credit is. These worksheets help demonstrate the concept.

  • Sharing A Story About Borrowing: This worksheet goes along with a story the kids read about borrowing, introducing young students to the idea of credit. (Grades 2-5)
  • Borrowing and Lending Money: Students complete a story about being a good borrower in this worksheet. (Grades 2-5)
  • Becoming a Trustworthy Borrower: Young learners see how to borrow, why it is necessary sometimes, and how to pay back or return things responsibly. (Grades 1-5)
  • Avoiding Debt: Credit can be good or bad, and students see how to handle situations that turn dangerous in this worksheet. (Grades 6-8)
  • Credit: This extensive worksheet covers many sub-topics of credit, showing kids the concept clearly. (Grades 9-12)

Understanding Credit Cards Worksheets

Credit cards can be a crucial tool for adults, but knowing how to use them responsibly is crucial. These worksheets walk students through the details of credit cards and how to use them to their advantage.

  • Economics – Credit Cards: This worksheet breaks down credit cards, and students must identify their various features and terminology. (Grades 5-10)
  • Analyzing Credit Card Statements: This worksheet has students look closely at a credit card statement to understand the terms, ensuring that kids know how to monitor their credit card usage. (Grades 6-8)
  • Credit Cards: These worksheets provide details about credit cards and offer students valuable practice working with them. (Grades 9-12)
  • Getting A Credit Card And Using It Wisely: This worksheet shows kids how credit cards work and why interest rates matter. (Grades 9-12)
  • Debit Cards vs. Credit Cards: This worksheet requires students to compare debit and credit cards, showing them the key differences. (Grades 7-10)

Credit Scores and History Worksheets

Students need to know how credit scores factor into their financial picture, including which credit cards they can qualify for, interest rates, and credit limits. These worksheets build background and show students the importance of having good credit.

  • Understanding Credit Scores: This worksheet has students match definitions and answer comprehension questions about credit scores. (Grades 6-8)
  • Understanding Credit Scoring Exercise: This worksheet (link opens download) involves students determining various situations on their credit scores. (Grades 9-12)
  • Credit Scores and Reports: This worksheet shows kids various types of credit like credit cards, how credit scores change, and the vocabulary involved in the concept. (Grades 7-12)
  • Credit Score Student Handout: This worksheet shows students how to calculate scores and see which factors weigh the most in their credit history. (Grades 9-12)
  • A Tale of Two Credit Scores: This worksheet shows students how credit scores can vary drastically between two similar people, showing them the effects of good and bad scores. (Grades 9-12)

How to Compare Credit Cards Worksheets

Now that students understand credit, credit cards, and how their scores affect acceptance and terms, they can compare credit cards to find the best fit. These worksheets show kids the tricks to landing the best credit cards for their situations.

  • What Interest Rate Do Consumers Pay On Credit Cards? This worksheet shows students the variation of interest rates on credit cards today, highlighting the importance of having a good credit score and showing them reasonable rates as they shop for a card. (Grades 9-12)
  • Credit Card Comparison: This worksheet requires students to compare several credit cards, breaking down their APR, grace periods, annual fees, and more. (Grades 7-12)
  • Comparison Shopping For A Credit Card: Students compare three specific credit cards in this worksheet and then write down reasons they would choose one. (Grades 9-12)
  • Shopping For a Credit Card: In this worksheet, students conduct a side-by-side analysis of two credit cards, determining why one would be better than the other for different individuals. (Grades 6-12)
  • Credit Cards: This worksheet goes into depth about how to compare credit cards. Students need to research to find specific card features, like dates that interest begins accruing and late payment fees. (Grades 9-12)
  • Credit Card Comparison Chart: This worksheet shows students how to find crucial information when comparing cards, including over-the-limit fees and penalty APRs. (Grades 9-12)
  • Card Comparison Shopping: This worksheet prefills information on three cards and has students look up two more, deciding the specific advantages for each. (Grades 6-12)

Head over to our center for teachers about how to teach credit to students for lesson plans, learning objectives, teaching tips, and more!

About the Author

Peter Brown

Peter Brown is a National Board Certified teacher with over two decades of experience in the classroom. He loves working with students of all ages in many subjects, but particularly in practical areas like money education, to help kids achieve their goals. When he is not teaching or writing about financial literacy, you can find him surfing, hiking, skiing, or traveling to new places.

Last updated on: October 20, 2022